Financial Management Platform

Intelligent bank reconciliation
for the fintech era

Automate your reconciliation, detect fraud with AI, and maintain regulatory compliance in real-time. All in one platform.

Built for companies processing

+1M
Transactions/day
99.9%
Uptime
<100ms
Latency
app.sigil.finance
Total Balance
$2.4M
+12.5%
Reconciled
98.7%
Automatic
Alerts
3
Pending
Transactions Last 24h
Recent Activity View all
Wire Transfer
2 min ago
+$45,200
Reconciliation
5 min ago
OK
AML Check
Approved
Sync active
Every 60s
Features

Everything you need to manage
your financial operations

A complete suite of tools designed to automate, monitor, and optimize every aspect of your financial management.

Automated Reconciliation

Intelligent algorithms that reconcile millions of transactions automatically, reducing manual work by 95%.

AML/Compliance Monitoring

Robust Anti-Money Laundering system with configurable rules and real-time monitoring of suspicious transactions.

AI Fraud Detection

Advanced Machine Learning that identifies anomalous patterns and potential fraud before they impact your operation.

Real-Time Alerts

Instant notifications about critical events, anomalies, and situations that require immediate attention.

Multi-Account & Multi-Entity

Manage multiple bank accounts, virtual accounts, and entities from a single unified dashboard.

API & Integrations

Complete REST API and webhooks to integrate Sigil with your existing systems. Connect banks, PSPs, and more.

The Platform

Explore each module in detail

Sigil integrates multiple specialized modules that work together to give you complete visibility and control of your financial operations.

Core Module

Automatic Reconciliation

The heart of your financial operation

Our reconciliation engine processes millions of daily transactions, automatically matching bank movements with your internal records. Detects discrepancies in seconds, not days.

  • Intelligent matching with multiple criteria
  • Configurable rules by operation type
  • Automatic duplicate detection
  • Partial and batch reconciliation
  • Complete change history
98.7%
Auto-match
<2s
Processing time
0
Manual errors
Reconciliation → Daily Movements
Reconciliation progress 98.7%
12,456 matched 164 pending
Pending movements 164
Wire Transfer
Bank • 14:32
$125,430.00
Partial match
ACH Deposit
Bank • 14:28
$89,200.00
Auto-match
AML & Compliance

Compliance Monitoring

Meet all regulations

Complete Anti-Money Laundering system with real-time risk analysis. Generate regulatory reports, detect suspicious operations, and maintain an auditable record of all decisions.

  • Real-time risk analysis
  • Integrated PEP, OFAC, UN blacklists
  • Automatic regulatory reports
  • Configurable review workflow
  • Complete audit trail
100%
Regulatory coverage
24/7
Active monitoring
<1min
Detection
Compliance → AML Monitor
847
Low risk
23
Medium risk
3
High risk
PEP Alert detected
5 minutes ago
Urgent

Customer matches PEP level 2 list. Requires manual review before approving operation.

Artificial Intelligence

Fraud Detection

Machine Learning that protects your business

AI algorithms trained on millions of transactions that identify anomalous patterns and suspicious behavior. Reduce fraud losses while minimizing false positives.

  • Self-updating ML models
  • User behavior analysis
  • Real-time anomaly detection
  • Risk score per transaction
  • Severity-prioritized alerts
99.2%
Accuracy
-85%
Fraud
3x
Faster
Fraud → Real-time Analysis
ML Risk Score Model v3.2
12
Safe transaction
Low score indicates low fraud probability
Normal amount Typical time
Fraud blocked
This month
$847K
23 attempts
Live Demo

See Sigil in action

This is how automatic reconciliation looks in real-time. No editing, no tricks.

app.sigil.finance/dashboard
JD
Processed today
0
+23%
Reconciled
0
%
Alerts
3
Need attention
Balance
$2.4M
Verified
Transaction Feed Live
Wire Transfer
REF-48291
+$89,200
Match
PSP Payment
ORD-77842
$45,600
Match
Suspicious debit
TXN-99012
-$12,000
Review
Bank Deposit
DEP-33847
+$234,500
Match
Auto reconciliation
Batch #847
1,247 txns
100% OK
Matching Engine
📥
🏦
Real-time matching
AI Fraud Score
12
Low risk
System Status
Bank APIs Online
ML Engine Active
Alerts Monitoring

Simulation of Sigil dashboard processing transactions in real-time

Comparison

Manual process vs Sigil

See the real difference between doing things the old way or automating with intelligence.

Aspect
Manual Process
With Sigil
Reconciliation time
🐌 3-5 days
15 minutes
Human errors
Frequent
Zero
Fraud detection
🔍 Reactive (days later)
🛡️ Real-time with AI
AML Compliance
📋 Manual review
🤖 100% automated
Scalability
📈 More people = more cost
🚀 Unlimited at no extra cost
Reports & audit
📊 Manual Excel work
📱 Automatic real-time
Operating cost
💸 High and growing
💰 95% reduction
Availability
🕐 Business hours
🌍 24/7/365

Ready to stop wasting time and money?

Implementation takes less than 2 weeks.

Get started
3 days
15 min
Closing time
5%
0%
Error rate
8 hrs
0 hrs
Daily manual work
$$$
-95%
Operating cost
Savings Calculator

How much could you save?

Discover the real impact of automating your bank reconciliation with Sigil.

Your current operation

1K 500K
5 hrs 80 hrs
1 10
$10 $100

Your savings with Sigil

Hours saved per month
76 hrs
Estimated monthly savings
$1,900
Projected annual savings
$22,800

Additional benefits:

0 manual errors 24/7 fraud detection Automatic compliance
I want these results
How It Works

Simple and fast implementation

In three steps, transform your financial operations with intelligent automation.

01

Connect your accounts

Integrate your bank accounts, virtual accounts, and payment systems in minutes. Our API connects with major banks and PSPs in the region.

B1
B2
+3
5 accounts connected
02

Automatic synchronization

Sigil syncs and reconciles your transactions automatically every minute. Detects discrepancies, duplicates, and anomalies without manual intervention.

Syncing... 98%
12,847 transactions processed
03

Monitor and act

Real-time dashboard with metrics, smart alerts, and compliance tools. Make informed decisions with up-to-date data.

99.2%
Reconciled
Technical Specifications

Built to scale

Enterprise-grade infrastructure designed to handle the most demanding volumes without compromising speed or security.

Performance

Transactions per second
10,000+
Average latency
<100ms
Guaranteed uptime
99.9%
Reconciliation time
<2 sec

Security

Encryption
AES-256
Certification
SOC 2 Type II
Authentication
2FA/SSO
Audit
Full log

Scalability

Architecture
Cloud-native
Database
PostgreSQL
Cache
Redis Cluster
CDN
Global Edge
Integrations

Connected to your ecosystem

Connect any source of financial data: banks, payment processors, digital wallets, and accounting systems.

🏦
Banks
Direct connection
💸
ACH/Wire
Transfers
🇲🇽
SPEI/CODI
Mexico
💳
PSPs
Processors
📱
Wallets
Digital wallets
Exchanges
Crypto
📊
ERPs
Accounting
👥
CRMs
Customers
🔗
Open Banking
Standard APIs

REST API & Webhooks

Complete API with interactive documentation. Receive real-time events via webhooks.

REST GraphQL Webhooks SDK

Don't see your integration?

Contact us for custom integrations →
Use Cases

Designed for your industry

Specific solutions for each type of financial institution.

95% less manual work

Fintechs

Scale without operational friction

Automate your financial back-office and focus on growing. Sigil handles the complexity of multiple accounts, daily reconciliations, and regulatory compliance.

  • Automatic virtual account reconciliation
  • Integration with payment networks
  • Automatic regulatory reports
  • Real-time fraud detection
10x more efficiency

PSPs

Multi-provider reconciliation

Manage dozens of payment providers from a single place. Automatically reconcile with banks, processors, and collection networks.

  • Multi-bank reconciliation
  • Intelligent payment matching
  • Discrepancy detection
  • Settlement reports
100% traceability

Banks

Simplified compliance and audit

Meet banking regulations effortlessly. Complete traceability, audit logs, and regulatory reports generated automatically.

  • Complete operations audit
  • AML/KYC monitoring
  • Regulatory reports
  • Operational risk management
Success Stories

Results that speak for themselves

Leading fintech companies trust Sigil to manage their financial operations.

"
95%
less time
"Sigil reduced our reconciliation time from 3 days to 15 minutes. The ROI was immediate."
O
Operations Director
Leading LATAM Fintech
"
$2M+
saved
"AI fraud detection saved us over $2M in the first year. It's like having a team of analysts 24/7."
C
CTO
Regional PSP
"
100%
compliance
"The compliance module allowed us to meet all regulatory requirements without increasing our team."
C
Compliance Officer
Digital Bank
FAQ

Have questions?

We answer the most common questions about Sigil.

Didn't find what you were looking for?

Contact us directly
+50M
Transactions processed
each month by our clients
99.9%
Guaranteed uptime
enterprise-grade infrastructure
< 1min
Reconciliation time
vs. hours of manual work
98.5%
Automation rate
without manual intervention
FREE GUIDE

10 Critical Bank Reconciliation Mistakes (and how to avoid them)

Download our exclusive guide with the most common mistakes fintechs make in their reconciliation process and how to fix them.

  • The 10 most costly mistakes
  • Internal audit checklist
  • Key metrics you should track
  • Optimized process template
15 pages 5 min read Downloadable PDF

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Get Started

Transform your financial operations

Schedule a personalized demo and discover how Sigil can automate your bank reconciliation and regulatory compliance.

30-minute personalized demo
Analysis of your specific case
No commitment, no cost

Request your demo

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